Workers' Compensation - Frequently Asked Questions
Q. What should I do if I am injured while on the job?
A. If you are injured while on the job, you should notify your employer immediately about your injury. If you fail to notify your employer of your injury within 30 days, you may lose your right to workers’ compensation benefits.
Q. Who is responsible for paying my benefits?
A. Your employer is required to carry workers’ compensation insurance if it has 3 or more employees. All benefits for your job related injury will be handled through your employer’s insurance carrier.
Q. What benefits are available to me if I am injured while on the job?
A. There are two types of benefits available under the Workers’ Compensation system:
- Workers’ compensation insurance will cover any medical expenses that you incur as result of your work related injury.
- Workers’ compensation insurance will provide you with a list of physicians. You must seek treatment from a physician on this list, or your treatment may not be covered.
- Workers’ compensation insurance will pay for your travel expenses to and from the doctor. Our firm will provide you with a form to record your mileage.
Loss of Income
- Workers’ compensation will pay you “weekly benefits” during the time you are injured and unable to work.
- These weekly benefits will continue until you return to work or your doctor releases you to return to regular work.
- If your doctor determines that you are permanently partially disabled, additional benefits may be available to you.
Q. What should I do if my employers’ insurance company calls me and wants to settle my claim?
A. You should never attempt to settle your claim with an insurance company without first consulting an attorney. It is important to realize that once you settle a claim, the insurance company is no longer obligated to provide any more benefits (medical or income). It is in your best interest to have an attorney review your claim to make sure a potential settlement provides for all the benefits you are entitled and adequately provides for all potential future expenses.
Q. When will my claim be settled?
A. Our law firm can you help you settle your claim, but only if you AND the insurer are willing to settle. We cannot force an insurer to settle just as they cannot force you to settle.
Attorney Eugene C. Brooks is a certified trial specialist who has both lectured and written extensively on toxic exposures and other personal injury topics. Mr. Brooks has practiced law in Georgia for more than 25 years and has represented clients in Savannah, throughout Chatham County and Coastal Georgia and around the state.
If you have questions about a legal issue, please feel free to contact us at one of the numbers below. You can also complete our contact form to contact us by email. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.