Medical Coverage After an Auto Accident in Georgia
Get Experienced Legal Counsel from our Savannah Car Accident Lawyer
Car accidents can be disastrous and emotionally overwhelming for all involved. If it were not for insurance (both auto and health), the cost of medical bills and any long-term care or rehabilitation for car crash injuries would leave most victims in financial ruin.
With insurance available, you can rest assured you can make the best possible recovery from injury possible. However, knowing whether auto insurance, health insurance, or perhaps a combination of both covers your expenses can be quite complex.
At Brooks Law Office, our Savannah auto accident attorney possesses the comprehensive knowledge of Georgia law to guide you through the intricacies of the claims process. Depending on the type of insurance coverage you have, we can determine the proper course of action to get the compensation you deserve.
How Medical Coverage Works in Georgia
If you have been injured in a car accident, you must learn how to handle your medical costs. Many victims assume the at-fault driver’s insurance company will cover their medical expenses; however, they will only pay for them when the entire case is settled. This means your own auto insurance company will pay your medical bills up to your policy limits, then seek reimbursement from the at-fault party’s insurer.
Once your car insurance coverage is exhausted, your own health insurance should cover the cost of additional medical care until you reach that policy limit. If you file a personal injury claim and recover compensation through a settlement or verdict, your health insurance company may seek to recoup the treatment costs from your award.
If you do not possess auto insurance, you can still pursue an accident claim or personal injury lawsuit against the at-fault party. Once you recover damages, you can use it to pay the costs of your medical care.
If you suffered an injury caused by an uninsured motorist, uninsured/underinsured motorist coverage can help you cover your medical expenses. If you don’t have this type of coverage, you can use your own health insurance for immediate care.
Ready to Help You Today!
If you have been injured in an auto accident, Brooks Law Office can coordinate your medical benefits between the PIP provider and your private insurer to make sure your medical expenses are paid on time and in full. We provide this service as part of your personal injury representation.
Contact our firm and request a free consultation for more information today.