What Are Your Options?
Along with having car insurance, you are also required to have an uninsured driver provision as part of your policy. So when the at-fault party does not have insurance, you can still make the same accident claim through your own policy all without your premium increasing.
Although under the required minimum coverage, you are provided with $25,000 of bodily injury coverage caused by an uninsured motorist, medical expenses for those can oftentimes exceed this amount depending on the seriousness of the injuries. As such, the minimum requirements may not be adequate enough to fully compensate accident victims who suffer severe injuries.
You may attempt to file a personal injury lawsuit from the at-fault party to claim monetary damages. However, since these individuals do not carry auto insurance, it is most likely they do not have assets to fully compensate you.
However, you may be able to collect from your own insurance company. Keep in mind, your insurance company will only look out for their own best interests and protect their bottom line. This means your insurer will do everything they can to shift the blame for the accident on you and minimize your damages.
Dealing with the insurance company, especially on your own, can be a daunting task since they have unlimited financial and legal resources. Fortunately, our Savannah personal injury attorney can ensure your rights and best interests are protected at all times, helping you get the most favorable settlement possible.
Let Our Savannah Car Accident Lawyer Help You Today
If you have been involved in a car accident with an uninsured or under-insured motorist, do not hesitate to reach out to Brooks Law Office. While you make a full and speedy recovery, our experienced legal team can use all of our power to get the best results.